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The Citizen's Guide To Social Security,
Medicare And Other Government Entitlements


Retirement Questions
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 Retirement Quesitons

1. I want to retire early-And I want to work again during retirement, but I don't want to screw up my social security benefit payments-What do I do?

2. Can I pull money out of my IRA without hurting my social security retirement benefits?

3. I had two careers-can I collect pensions from both of them and still collect social security income?

4. How much money can I make after full retirement-and not be penalized on my social security payments?

5. Can I work full time without losing my monthly retirement check?

6. I'm almost 62 years old. Do I have to wait until I'm 65 to retire?

7. What if I don't live in the USA. I want to retire and live in France. How do I go about getting social security sent to me then?

8. I am self-employed, do I need to do anything special before I apply for social security?

9. Can I get my benefits retroactive? Or do I need to apply NOW?

10. Will I be taxed on my social security income?

11. How much money can I make before I am penalized on my social security income?

12. I've never worked full time. I've only worked part time. Can I still collect SSI?

13. I want to retire soon. I have two minor children. Ages 11 and

14. Can I collect MORE money because I have these kids to care for?

15. I already get Social Security benefits. But I have a debilitating medical problem. Can I also get Disability Benefits too?

16. I've worked for 30 years. But I won't be 60 years old for another 4 years. If I retire now, can I still get disability benefits if I need them?

17. I applied for disability benefits. I really am disabled. But I was denied. How can I appeal the denial? What is the best way to approach this?

18. I get payments from a private disability insurance policy. When I turn 65 can I get Government disability payments too, without being penalized?

19. Can I get Social Security benefits and worker's compensation at the same time?

20. I'm thinking of getting a divorce. I have a medical condition that prevents me from working. If I get assistance from my ex-spouse, will that effect my Social Security payments?

Disability Questions

21. My mother is very, very sick. She has cancer and diabetes. We were turned down by Social Security when we applied for disability for her. Is there any way we can get an attorney and sue for what is right?

22. Due to an injury, I can only work part time. Can I get partial or supplemental benefits from Social Security?

23. Can I get disability payments even though I do charity work? I don't get paid. But I enjoy helping others as much as I can.

24. My wife's father is now legally blind. He is already getting Social Security payments each month. Can he now get Disability payments too?

25. I don't have a computer. Can I apply for my benefits by phone? Or my mail?

26. My father is blind. His brother is nearly crippled with multiple sclerosis. Can they get the same amount of Disability benefits even if they live in the same house?

27. What's the difference between a Reconsideration and a 'hearing' regarding my claims denial?

28. I'm getting over $1,000 each month from Disability. But I'm bored and want to work part time. Will I lose that money? Survivor Benefit Questions

29. My husband died recently. He was only 47 but he was getting total disability benefits. Can I get any of his Social Security benefits if I don't remarry?

30. What if your husband commits suicide-can you still collect a pension as a widow? I'm only 58 by the way.

31. I have two kids who are about to enter college. Their father passed away 3 years ago. They've been getting survivor's benefits. What special forms do I need to fill out for them to continue to get benefits when they are in college?

32. My wife died two years ago. She was the bread-winner in our family. I still have young children to raise. Ill. be 60 next month. When can I combine my widower's benefits with my retirement benefits?

33. My mother and father were going to get a divorce just before he died. They were not living together at the time. Is she entitled to both her social security AND a widow's pension? She really needs the money.

34. My ex-husband remarried then passed away. We had a daughter together. Who should contact the Social Security Administration regarding our daughter's survivor benefits? By the way, she is still under age. (16.)

35. I am a young mother. I have 3 kids. My husband died in a motorcycle accident 3 months ago. Can I get help from Social Security for all three kids?

36. My kids are getting survivor benefits from my ex-husband's death. He did remarry. He was only married for 3 years before he died. My question is, who gets the widow's benefits? Me or his new wife. I was married to him for 17 years.

37. I want to marry a man whose wife died 7 years ago. They had three daughters. The kids get Social Security benefits. Will that stop if I marry him? I don't want to adopt those girls.

38. I'm only 36 years old. My husband was twice my age when he died. He was a wonderful man. But he was on total disability. Can I collect his Social Security?

39. I was married to two different men for over 12 years each. Both are now dead. Can I collect a widow's benefit from both marriages?

40. My husband died and I've been collect his death benefits since then. Now I want to get married again to a younger man. Can I still collect benefits from my deceased husband?

41. I've been a widow for almost 30 years. My husband died after only 3 years of marriage. He was a captain in the Marines. Can I still apply for widow's benefits? Medicare Questions

42. I married a younger man. I'm now 66 years old and my health is not good. My husband doesn't want to put me on his insurance at his work. How to I go about getting Medicare?

Survivor's Benefits Questions

43. My mother lives in the basement of our house. I buy all of her food and give her extra money to spend. She's 65 but she has never worked. Can I buy her Medicare or Medicaid in my state of Arizona?

44. What's the difference between Medicare Part A and Medicare Part B?

45. I'm 60 years old and I only work part time. I make less than $15,000 a year. Don't I qualify for some kind of assistance to help pay for Medicare? Spouse's Benefits Questions

46. My second marriage lasted only 13 months. I want to apply for benefits from my first marriage of 22 years? Is that possible?

47. Should I take a disability on my account when I retire next year or take a retroactive check on my husband's account? He died last year.

48. I've been divorced for three years. I will soon be 62 years old. My health is pretty good. Can I get benefits based on my ex-husband's account?

49. I've only been married one year to my husband. I live in New York. Ill. be 61 next month. Can I get some type of benefits even though I've only been married one year?

50. I want to get married again. Does it matter if my ex-husband is still alive?

51. My ex-husband went on to marry three more times. Who gets the spousal benefits when we all turn 60?

52. I have lived with my boyfriend for 14 years. In my state I think we would qualify for a common-law marriage. Can I apply for spousal benefits when we retire?

53. Can my mom collect spouse's benefits before she turns 60? My dad died 14 years ago.

54. I was a housewife for the last 20 years. I have not work at all since we got married. I'm worried about whether or not I can get Social Security Spouse's benefits. How does that work?

55. My husband won't help me. We don't live together any more. Can I collect spouse's benefits from Social Security? I'm 63 and he's 60.

56. My ex-husband is 62 but he refused to file for Social Security benefits. We've been divorced for 3 years. Does that mean I cannot collect spouse's benefits?

57. Should I wait until we are both 62 in order to divorce and then collect the larger amount of money? I want out of this marriage but I don't want to hurt my spouse's benefits due to me. We were married for 33 years.

58. Is it true that I can collect on my ex-spouse's Social Security benefits? We were divorced 12 years ago. I need help with bills because I can only work part time. What age do I have to be?

59. I have been living with a man for 32 years. His wife abandoned him a year before I met him, but he never legally divorced her. We don't know where she is. Is she legally entitled to spouse's benefits, or can I get them?

Medicare Questions

60. My wife was divorced years before I met her. When we married, she keep using her ex-husband's last name on official records. I was stupid for not insisting on the change. She was a feminist and I thought it was cute. But now its causing us trouble with the Social Security Administration. How do we get this resolved? They want proof of everything? We gave them proof but they still refuse to give her spousal benefits. Help????

Spousal Benefits Questions

61. I haven't seen my husband in 30 years. I heard that he died last year. Can I collect spousal benefits even though we never legally divorced?

62. I'm 60 years old. I want to marry a man who was married three times already? How long do I wait Spouse's benefits? Do all 4 of us get spouse's benefits?

63. My wonderful husband is a French citizen. He's been living and working in the US as a legal alien for 15 years. Can he get Social Security because he's worked for so long and hard? Questions Regarding Children

64. My daughter is 16. My husband is 67. I am 62 years old. My daughter wants to get a job after school. Will her after school job interfere with the benefits we get from Social Security?

65. I'm a new single mom. Can I get help from Social Security with my child?

66. My son has a learning disability. It's holding him back in school. He will be 20 when he graduates. Can he collect survivor benefits until then because his father died a few years ago?

67. We want to adopt our nephew. He's a good kid. His parents died in a car crash 4 years ago. If we adopt him, will his Social Security benefits end?

68. When my mom died last year she was receiving benefit payments from Social Security. I'm still in school- College. Can I get those payments transferred to me?

69. If I get divorced, will my kids lose their Social Security Disability benefits?

70. Who gets the money if the mother dies? The father, the step-father, or the Grandparent where child spends most of his time?

71. We had a child together before my boyfriend died. We were going to get married just a week after he passed away. How can I get Social Security benefits for this child?

72. Will my stepchildren stop getting benefits if we divorce? I cannot stand my husband, but I love his kids.

73. I have two grandchildren and one great-grandchild who lives with me. How can I get disability and social security benefits for all of them?

74. My sister is my legal guardian. I'm suppose to get $15,000 of back money from the death of my father years ago. I'm also suppose to get $900 a month. But my sister won't allow me to touch the money. This is not fair. What can I do?

75. My husband is disabled. My son and stepson need to receive money from his benefits. How can I do this? Can his stepson also get money?

76. How long can I get benefits if I go to college? Questions about Applying For Benefits

77. Is there a time limit for getting benefits retroactive?

78. Can I collect Social Security at age 60? Or do I have to wait till I'm 62?

79. I own my own business and want to retire soon. Do I need to do anything special to prove that I did not make much from this business?

80. My husband just died last month. How soon do I need to apply for benefits?

81. How old before I get full benefits?

Questions Regarding Children

82. My parents were stationed in Germany when I was born. My birth certificate is in German. Will I have trouble when I apply for social security?

83. Can I get more benefits if I served in the military?

84. Do I have to live in the USA to get my benefit checks sent to me? Questions About Benefit Payments

85. Can I apply for a cost-of-living increase to get my payments bumped up? If so, by how much?

86. How do I find out how much money Social Security owes me?

87. I was injured at work. I'm going to get a huge worker's compensation check. Will that interfere with my social security status?

88. I've been collecting Social Security for 3 years. But I just got a part time job. How will that affect my SSI payment? And what about Medicare?

89. My husband worked for the government for 30 years. Will his federal pension prevent me from collecting Social Security?

90. I think I can get retirement benefits on my account and my deceased ex-husbands account. Is that true, or do I have to choose one above the other?

91. Can I get severance pay and social security as a woman at the same time?

92. Who gets more money the wife or the ex-wife?

93. I recently moved and I haven't gotten checks for 3 months. How do I straighten this out?

94. I cannot find a job right now. But I need to. I'm just one quarter away from getting all my benefits. What can I do?

95. My ex-husband died. What if I collect a large amount of money from an insurance claim on the death of my ex-husband? Will this take away from my monthly check?

96. I don't think I qualify for Social Security, but I really need help paying the rent. Who do I contact for a housing subsidy?

97. I just started getting $987 a month from Social Security... do I have to pay taxes on that?

98. How much does Social Security owe me?

99. I want a lump-sum payment when my spouse dies, how do I get it?

100. Is there a way to NOT pay taxes on my Social Security Benefits? Disability Questions

As you can see from the questions above...The Citizen's Guide To Social Security, Medicare And Other Government Entitlements gives you the answers. Is perhaps the only guidebook you'll ever need to get all the money coming to you from the Government. Fast.

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